Insurance Benefits

Insurance Coverage

With AACN membership, you have access to a powerful insurance package customized for you as a nurse and provided through Marsh Affinity Group Services (a service of Seabury & Smith, Inc.). Be sure to check out their reduced rates!

Professional Liability

• Protects you if you are accused of malpractice by providing legal representation, liability coverage and supplemental coverage.
• Provides payment for lost earnings in the event that you are forced to miss work because of attendance at legal proceedings. 
• Learn about a special discount for CCRNs, PCCNs or nurses working in Beacon units!

Group Term Life

• Worldwide coverage is available in varying amounts.
• Coverage for your child or spouse is also available.

Major Medical

• Protection against the rising expense of healthcare including maternity benefits, hospital care, prescriptions, convalescent care, laboratory and X-ray fees and outpatient accident treatment.
• Many services are subject to a deductible.

Excess Major Medical

• Helps supplement your medical bills when your Major Medical coverage limit is exhausted.

Hospital Income

• Pays you up to $250 per day, beginning on the first day you or your spouse is hospitalized and continuing up to 500 days.

Disability Income

• Pays you regular income if you become disabled and unable to work.
• Under current IRS regulations, income benefits are tax-free if you pay the premiums yourself.

Dental Indemnity

• A full range of coverage for your visits to the dentist including diagnostic/preventive care and specialty treatment.

For more information, call Marsh Affinity Group Services, a service of Seabury & Smith, Inc. toll free at (800) 503-9230 or visit their website.